Indian and international financial institutions operate at the intersection of intense regulatory scrutiny, accelerating digital competition, and fraud environments that grow more sophisticated every quarter. We bring the technical depth and regulatory fluency to navigate all three — simultaneously.
Financial Services
Indian financial services is undergoing simultaneous regulatory tightening and digital disruption — a combination that punishes organisations that treat the two as separate problems. The RBI's Master Direction on IT, SEBI's Cyber Security and Cyber Resilience Framework, and the Digital Personal Data Protection Act 2023 have created a regulatory stack that is both specific in its technical requirements and aggressive in its enforcement timelines.
At the same time, the competitive landscape has been reshaped by UPI, account aggregators, and the neo-banking models that legacy institutions are trying to respond to. The institutions that are winning are those that have modernised their technology foundations — not those that have added digital interfaces on top of brittle core systems that cannot support the speed, volume, or data architecture that modern financial services require.
Fraud environments have grown correspondingly more complex. Account takeover, synthetic identity fraud, and payment fraud have scaled with digital transaction volumes — and the rule-based detection systems that were adequate five years ago are no longer sufficient against adversaries who systematically probe for and exploit pattern gaps. Graph Neural Network-based detection — which models transaction relationships rather than individual transaction attributes — is now the frontier standard, and we have deployed it in production at scale.
We work with commercial banks, NBFCs, payment institutions, stock brokers, mutual funds, insurance companies, and FinTech platforms — across the full spectrum from regulatory compliance remediation to core system modernisation and AI-driven risk intelligence.
RBI, SEBI, IRDAI, DPDPA, ISO 27001, PCI DSS — each with specific, overlapping, and sometimes conflicting technical requirements that internal teams struggle to map, track, and evidence simultaneously.
Legacy core banking systems that are too fragile to modify quickly, too integrated to replace easily, and too expensive to run as new digital channels demand real-time data and API-first architecture.
Transaction fraud volumes rising faster than rule-based detection systems can adapt — leading to either increasing fraud losses or increasing false positive rates that damage customer experience.
Wanting the speed and economics of cloud adoption while navigating RBI's cloud outsourcing guidelines, data localisation requirements, and audit expectations around third-party infrastructure.
SEBI CSCRF and RBI cybersecurity assessments identifying maturity gaps that internal teams do not have the capacity to close — particularly in SOC capability, IAM, and third-party risk management.
Customer, transaction, risk, and compliance data held in incompatible systems with no unified view — preventing the customer intelligence, risk analytics, and regulatory reporting that the business needs.
We do not offer a generic service catalogue and ask you to figure out which applies to you. Here is exactly how our capabilities address the challenges financial services organisations face.
A unified regulatory control library mapped across RBI IT Risk, SEBI CSCRF, ISO 27001:2022, and DPDPA 2023 — so you implement controls once and evidence them across multiple frameworks simultaneously. No duplication, no gaps, no surprises at audit time.
Compliance & Risk Advisory →Graph Neural Network models that analyse transaction relationship networks rather than individual transaction attributes — detecting synthetic identity fraud, account takeover rings, and payment fraud patterns that rule-based systems miss. Proven in production at scale.
AI & ML Advisory →Structured core banking modernisation — strangler-fig decomposition of monolithic systems, API layer implementation, and migration to modern, cloud-native platforms without the big-bang replacement risk that destroys balance sheet and customer trust simultaneously.
Digital Transformation →SEBI CSCRF and RBI-aligned security programme design — SOC buildout, IAM implementation, penetration testing, and third-party risk management. Maturity uplift delivered against your specific regulatory baseline, not a generic security framework.
Cybersecurity Consulting →RBI-compliant cloud architecture — data localisation controls, third-party outsourcing framework, audit log design, and operational resilience architecture that satisfies both cloud economics and regulatory examiners. Cloud that passes the audit, not just the performance test.
Cloud Consulting →Unified financial data platform — customer 360, transaction analytics, risk and compliance reporting automation, and regulatory submission pipelines built on a single governed data architecture. One source of truth across all business lines and regulators.
Data Analytics →We are fluent in the specific requirements of every major framework governing Indian and international financial institutions — not at the summary level, but at the control specification level.
Governs IT governance, IS audit, cyber security, and outsourcing for scheduled commercial banks, UCBs, and NBFCs. Updated Master Directions on IT Risk and Cybersecurity Framework require documented controls, annual IS audits, and board-level IT oversight.
Mandatory cybersecurity framework for stock exchanges, depositories, clearing corporations, and market intermediaries. Requires SOC, vulnerability management, incident response, and annual CSCRF audits by CERT-In empanelled auditors.
India's first comprehensive data protection law. Financial institutions as Data Fiduciaries must implement consent management, data minimisation, breach notification (within 72 hours), and data principal rights — with significant penalties for non-compliance.
Mandatory for any entity that stores, processes, or transmits cardholder data. PCI DSS v4.0 introduced customised implementation options and expanded requirements for e-commerce and digital payment environments.
Internationally recognised information security management standard. Increasingly required for financial institutions operating internationally or onboarding large enterprise clients. The 2022 update added cloud security and threat intelligence controls.
Cybersecurity and IT governance guidelines for insurers — covering data protection, business continuity, IS audit requirements, and the accelerating digital distribution and insurtech partnership guidelines under IRDAI's Bima Trinity initiative.
Selected results from our work in financial services and analogous regulated environments — where the stakes of getting it wrong are measured in regulatory penalties and customer trust, not just project budgets.
Most financial services engagements begin with one of these three — depending on whether your most pressing need is regulatory, operational, or competitive.
Book a conversation with our financial services practice lead — someone who has built compliance frameworks under RBI and SEBI scrutiny, deployed fraud detection in production, and understands the specific constraints that make financial services technology different from every other sector.